I’ve told you about my desire to retire in style with no stress. My second obsession is my health. I’m determined to retire comfortably and I’m determined to not become a diabetic. The great thing about my obsessions is that they are both 100% within my control. Since I found out that my Dad has been diagnosed as a diabetic, I’ve been concerned about myself developing the disease. As you know, I have more than a few pounds to lose. This, of course, means that I don’t watch what I eat. That is until recently. I’ve been making smarter food choices and working out more. I’ve even started to strength train.
I will not become a diabetic.
What are you determined to avoid?
As I get closer and closer to forty, I am becoming more and more obsessed with preparing for retirement and my health.
I’m totally obsessed with figuring out how we can save more money for retirement. In order to retire at age 60, we need to save approximately $2500 to $3000 per month for the next 20 years. Over the course of the last 16 years we have not saved nearly enough. I suppose the good news is that we’re not starting at ground zero. I’ve actually managed to stock away close to $200K in my 401K. I could kick myself because that number should be much higher. I’ve always made really great money and I’ve always had really high credit card debt and ridiculous car payments.
I guess the saying is true, when you know better, you do better. I’ve really changed my focus. Ridding myself of debt is the goal. I am looking forward to May 2014 because that will be the month of my last car payment. I’ve had a car payment every month since 1997. I’ve never paid off a car note, I’ve always rolled the negative equity into my next car note….which is why my payments have always been so high. Once the car is paid off, I can really begin attacking the credit card debit with a vengeance. I can’t wait.
The most exciting thing about my obsession is that I can see the light bulb beginning to come on in Mylover as well. We’re not going to be young forever. Hell! Depending on who you ask, we’re not young now. Young or not so young; whatever your take on our ages – now is the time to build our racks on racks on racks.
Tomorrow I’ll tell you about my second obsession.
What are you focused on these days?
I really want to lose weight but,
(1) It’s cold out side and I can’t go to the gym.
(2) I’m sleepy. I can’t make it to the gym this morning because I stayed up too late last night.
(3) I can’t exercise today, my knees hurt.
(4) I didn’t go to the gym because I’m bored with the treadmill.
(5) I didn’t feel like going to spin class, the music is not that great.
(6) Because you brought those cookies home so I had to eat them.
(7) You keep ordering pizza.
(8) I can only lose weight if I go to boot camp.
(9) You won’t eat the healthy food I cook.
(10) I’m too busy and tried to workout after work.
These are 10 random excuses…that I have used…often.
What an awesome weekend. No meetings and no travel. I got to spend the entire weekend with Mylover. What could be better!?!
Friday we went to the movies. We saw Gravity (not my choice). I honestly enjoyed the 20 minutes of commercials and previews more than I enjoyed the movie. But it was great to be out of the house with Mylover. Without giving it away, I’ll just say think Tom Hanks and water. But replace it with Sandra Bullock and outer space. I was so happy to have the movie end. It was boring beyond belief. We went to the 7:30 pm showing so we were home by 10:00pm and since I’m old…I went to bed. I know lame…but I was sleepy.
Saturday was perhaps the best day of the entire weekend. Mylover and I lay in bed until nearly noon. Perfect!
How was your weekend?